If I had a million dollars... If I had a million dollars I would make this website, and all content here in free to the world!  But even better than that, if I was financially independent, which a million dollars is close to being enough to be financially independent, I would improve this website and market it so the whole world would know this is the place to come for free, good information on debt, why it's bad, and how to get out of debt. Someone has to pay the bills to keep the lights on!  Somebody has to keep the website hosted, domain name registered, and pay programmers to update everything and keep it running.  So it might as well be me.  If I had a million dollars, I'd improve this site, I had a quote for $10,000 from one developer that had some great ideas, but alas, I don't have that kind of money to invest in a "hobby" information site.  But if I had a million dollars, I'd buy that for sure. Thanks for visiting.  If you agree that the world needs more free information, please visit our free debt forum, participation there benefits everyone freely.  If you think the world needs more cheap information, buy the book!  I continually study and learn more, and will continue to update the book, website, and forum members with new information.