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Hello All Members,

What is the greatest method to consolidate debt exclusive of it touching your credit score?

All the Comments are appreciated…
Avoid the agony of bankruptcy when possible. Propose settlement and consideration to resolve existing debts. Compare your assets and liabilities by preparing a net-worth summary. Pay down debts by...
Debt consolidation is a process of taking many debts and combining them into a single debt. Usually, the debt being consolidated is unsecured, high-interest credit card debt. The advantages of...
I advise against debt consolidation, depending on how it is implemented. See my real world debt consolidation that a company proposed for me, that would have set me back several years, and over $18000 added to my balance. Always look at the details very close before doing something like this. Many companies propose debt consolidation, but without proper setup and training, it can be disastrous. If you consolidate and save yourself $200 a month, but don't change the way you handle your finances nothing will be solved. You'll be right back in the same boat as before. You need to get some training and control your spending!

If however you learn and become knowledgeable with your money, there are creative ways to use a merged money account to get out of debt fast.

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